Interesting fortune as we just got a new car and are looking for a new house...
Actually, I'm thinking about non-monetary debt- the kind we run up with friends and family. I do "this" for someone, and they do "that" for me. But who keeps score? I have a bit of a tally in my head- if my kid goes to a play date at someone's house, I feel like next time I should host the play date. However, having a little baby changes that somewhat. Friends offer to take my older kids, and I let them, without feeling like I have to repay. One friend took the kids swimming with her daughter, and when they got back I fed them all dinner, but that just happened to work out.
J and S, from my heart family helped out sooooo much in getting this house ready to sell. J cleaned every inch of the bathrooms, while S worked miracles on the yard in the hot Texas sun. Then they came back a month later, with more garden work for S and baby care for J. That's not the kind of debt I can repay- and being family, I don't have to.
It's nice to have the kind of relationships where debt isn't tallied and called in.